Hello, my name is Velmer or you can call me Jr. and I want to give a little background on my first car ownership experience. I got my license as soon as I could when I was 15 1/2. I remember I sold my first Ps3 for $300 and had worked at McDonalds and put another $200 from a check towards a red 1995 Neon Plymouth. Only $500 for a car from my local tow yard. The car had tons of issues, but all I cared about at the time was that it was able to drive! Reflecting back, it definitely was a status thing for me, especially being able to go where I wanted and drive to school. Eventually the car became a liability, overheating at every corner. I'd have to fill a water jug and take it with me just in case. I lived in Stockton, California, where it can get pretty hot. The car was a nightmare. Besides the car, I failed to get car insurance. This led to me driving illegally for many years, and I racked up tons of tickets and fines that I'm still paying off today. I learned the importance of earning but never the value of protecting what I've earned. Not only did I financially set myself back before I ever had a chance, I also everyday had put my friends, myself and others at risk everyday. Take your time when it comes to car ownership, it's not worth your lifestyle! Some tips that would've helped me when I was younger or a beginner driver would be:1) A non-owners insurance policy before you get your own vehicle so you can save money on insurance and drive your parents, family or friends vehicles when allowed. 2) Consider getting on a family members insurance policy that would allow it. 3) Save up money before you make the decision to buy your own vehicle and pay for your own car insurance. 4) Learn about finances! These aren't perfect tips but hopefully they're helpful. I love driving and if you're reading this I'm sure you do too, let's keep doing it the right way and supporting each other so we can drive longer!
